Check list for Home / Property loan from Banks/Financial Institutions

Check list for Home / Property loan from Banks/Financial Institutions

Salaried persons:

  • · Passport size photographs ( 3 photos + 1 Nominee photo)

  • · PAN Card copy, ID Proof (Aadhaar/ Voter ID card/Driving Licence)

  • · Address proof (Telephone Bill/ Electricity Bill/ Aadhar/ Bank statement)

  • · Qualification proof (Degree certificates - Copy)

  • · Employment offer letter and Latest 3 months pay slips with Cost to Company (CTC) - Original

  • · Previous employment details for latest 3 years (If present employment is less than 3 years)

  • · Last 6 months bank statements showing salary credits (Original)

  • · Latest Form 16 and IT acknowledgement for last 1 years

  • · Other loan details (If any) with existing loan track record with bank statement

  • · Property documents

Self Employed/ Business persons:

  • · Passport size photographs ( 3 photos + 1 Nominee photo)

  • · PAN Card copy, ID Proof (Aadhaar/ Voter ID card/Driving Licence)

  • · Address proof (Telephone Bill/ Electricity Bill/ Aadhar/ Bank statement)

  • · Qualification proof (Degree certificates - Copy)

  • · Firm Registration certificate, Memorandum & Articles of Association (If company)

  • · Partnership deed (If partnership firm)

  • · Company profile and list of clients

  • · Personal and Company (Firm) IT returns for the last 3 years / Form 16A (with computation of Income, P&L Account and Balance sheet)

  • · Bank statement for the last 1 year (Personal and company)

  • · Other loan details (If any) with existing loan track record with bank statement

  • · Property documents

NRI’S:

  • · Passport size photographs ( 3 photos + 1 Nominee photo)

  • · Last 6 months pay slips along latest salary slip (original with notary)

  • · Latest month bank statement showing salary credits (Original with notary)

  • · 6 months NRE/NRO Bank Statement

  • · W2 forms (For the last 3 years)

  • · All pages of Copy of Passport and Visa with notary

  • · General Power of Attorney with notary

  • · Employment contract agreement with notary (Appointment letter/ Employment verification letter)

  • · Details of any other commitments reflects in the Bank statement

  • · Previous employment proofs

  • · Resume with qualification and address

  • · Property documents

  • Property Documents:

  • · Agreement of sale/ Construction/ Sale deed

  • · Link documents for the last 13 years

  • · Building plan and Proceedings

  • · EC reflecting all sale transaction of link documents

  • · House tax paid receipt (Resale/ Mortgage)

  • · Estimation (for self-construction)

  • · SRO Market value certificate (If Mortgage)

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